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Investview’s share price has been obliterated due to the company having a significant bitcoin mining operation.  The shares price is reflecting that the Investview is a bankruptcy candidate.   The chart below depicts the share prices of the five largest publicly traded bitcoin miners and bitcoin.   All of the minershave declined by at least 80% in 2022.  One of them, Core Scientific (Symbol:CORZ), recently declared bankruptcy.

For two reasons Investview is not a bankruptcy candidate:

1. Investview is not a pure bitcoin mining play. 76% of Investview’s revenue for its nine months ended 9/30/2022 were derived from subscription revenue.  Investview has more than 20,000 distributors who sell its educational trading products worldwide.  

2. Based on my analysis of Investview’s financials it is not a bankruptcy candidate. Since Investview has a tangible book value of $24.2 million the probability is very high that the it could be acquired at a premium to its current market cap (share price X shares outstanding) of $29.97 million.  INVU’s independent distributors who are in 120 countries is extremely valuable to any and every online broker or crypto broker.  The photo below was taken at an Investview distributor event in Egypt in 2021. The photo depicts the wide range of demographics which include businessmen and young men & women.

The tables below depict the comparisons of Investview’s key Financial Statement metrics for the quarter ended December 31, 2018 versus the nine months ended September 30, 2022.  2018 was chosen as the comparative year since December of 2018 was the last time that Investview shares could have been fetched at a penny or under.  

The key Income Statement metrics in the table below depict that Investview’s revenue increased by at least 106% for its nine months.  Even more importantly, its income from operations went from a negative $3.9 million to a positive $6.4 million.  Even though INVU’s revenue for the quarter had declined versus the 2021 quarter its annualized subscription revenue was $47.2 million at September 30, 2022.

The table below depicts INVU’s key Balance Sheet metrics.   Current assets which grew by over 4,000% since 2018 and exceeded its Tangible Book Value at 9/30/2022.  Investview’s Current Ratio went from below 1.00 in 2018 to 2.2 in its recent quarter.  Investview’s shares outstanding only increased by a much slower pace of 19.32% from 2018 to 2022.  Most importantly, since INVU generated $7.3 million of operating cash flow for its nine months ended and had $26.6 million of cash September 30, 2022, there is no reason for the company to have to raise cash to dilute its shareholders.

Due to its shares having declined substantially since 2021, Investview and its shares are a tax loss sale candidate. This means that the share price will likely go to a new low for the year this week.  Many who purchased the shares at much higher prices and have held them for more than a year will sell them to create a tax loss that they can use to offset capital gains taken during the year.  The chart below depicts the Investview’s low since 2018 occurred in December of 2018. The lows were because INVU shares were also a tax loss candidate in December 2018.

Investview shares could easily multiply by several times by the end of the first quarter of 2023 when compared to their current price.  The price of a bitcoin which is also a tax loss sale candidate could easily increase by 50% to 100% from their 2022 low.  The chart below depicts Bitcoin’s price from December 2020 to December 2022.  The green shaded area in the chart depicts the sideways pattern for the price of a Bitcoin from November 6, 2022 through December 25, 2022.  The chart indicates that the crypto currency has already, or is in the process of bottoming.   

Upon Bitcoin bottoming and its price increasing the revenue and profits of all of the crypto miners will increase.  This will result in the share prices of the miners bouncing.  A good rule of thumb is the price of the shares of those companies that have declined by at least 80%, and which have not gone bankrupt, will bounce to within 50% of their trailing 12-month highs.  Since the highest price of INVU shares for 2022 was 0.1065 the share price could easily bounce back to $0.5 in 2023 for a gain of approximately 400 percent from the current penny per share price.    

Investview’s share price will be under severe pressure until the close of 12/30/22.  To obtain the lowest possible prices throughout this week, I recommend that you subscribe to a 90-day complementary trial to ShinyPennyStocks.com.  This will enable you to receive text message alerts, which will be sent out to all subscribers throughout the week.  The messages will contain the price buy limits and the percentage of available funds to be utilized for each of the price limits. 

ShinyPennyStocks.com’s goal is to assist its subscribers to accumulate their shares at an average price that could potentially be at or below the closing price of INVU shares on 12/30/2022.  The best way to have a cost basis which is lower than the close of 12/30/22 is by averaging in.  ShinyPennyStocks.com will also be making additional average- in recommendations on the other companies it is closely following via text messages throughout the week.

Finally, I have forecasted a 77.36% decline for the S&P 500 and for investors to adopt a defensive investing posture.  One of the asset classes that performs well during substantial blue-chip declines is penny stocks.   For more about my forecast and my defensive Return of Capital versus a Return on Capital strategy I am recommending the article entitled “Markowski’s Latest, “S&P 500 to Decline by 77.36 Percent from January 2022 Peak” ⎯ Bottom at 1090.90” by Paul Lengemann.

Michael Markowski, a 47-year financial markets veteran, is the Director of Strategies for AlphaTack, whose slogan is “growing assets against the wind”.  He conducts empirical research of the past, which he then utilizes to develop algorithms to predict the future.  His research of Enron’s Financial Statements after its infamous bankruptcy led to the development of a Cash Flow Statement algorithm.  The algorithm was utilized to predict a “day of reckoning” for Lehman, Bear Stearns, Merrill Lynch, Morgan Stanley and Goldman Sachs in a September 2007, Equities Magazine article.   Michael’s research of prior market crashes led to the development of the Bull & Bear Tracker (BBT) algorithm.  From 2018 to 2022, the BBT gained 177% vs. the S&P 500’s 50%.  His predictions of all periods of heightened market volatility from 2008 to 2022 and that  S&P 500 at March 23, 2020 had reached its bottom which was exact are media verifiable.